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Savings Account

$5.00 Minimum deposit required to open account. Minimum daily balance to earn interest and obtain APY is $25.00. Interest is compounded quarterly.

The Savings Checking Account gives you valuable extras:

• An itemized statement will be provided at the end of each quarterly cycle unless an Electronic Funds Transfer is received, which will generate a monthly statement.

*A minimum balance fee of $4.95 will be imposed for every quarterly cycle if the daily balance falls below $75, on any day of the cycle. If your minimum daily balance does not fall below $500, withdrawals from the account are unlimited. If your minimum daily balance falls below $500.00 during the cycle (quarterly or monthly for uni-statements) you may make three (one for uni-statements) free withdrawals during the cycle. Thereafter, a charge of $1.50 will be made for each additional withdrawal during that cycle. A $15 inactivity fee will be charged for each quarterly cycle that a savings account remains inactive for 3 months.