To enjoy the benefits of the Savings Round Up service, you must enroll, have a personal checking account, a personal savings account, and an FSNB CheckCard. Once enrolled in the Savings Round Up service, we will round up the amount of any CheckCard purchase made by you to the next whole dollar amount and deposit the amount in excess of the purchase price to your savings account. The rounded up deposit can only be deposited into one savings account.

If the CheckCard purchase occurs when your account is overdrawn because you have authorized the payment of overdrafts on one-time debit card transactions, the rounded up deposit to your savings account will still occur. If your CheckCard purchase is subsequently refunded, the corresponding round up deposit will remain in the savings account. FSNB may cancel the Savings Round Up service at any time.