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Rates

Below are the rates of interest bearing accounts.

Checking and Savings Accounts Minimum
Balance to
Open Account
Minimum
Balance to
Obtain APY
Interest
Rate
Annual
Percentage
Yield (APY)
Variable Rate:
       
Career Checking $ 5.00 (1) $ 500.00 0.08% 0.08%
Secure Rewards** $ 7.50 (1) $ 500.00 0.08% 0.08%
Advanced Checking $ 5.00 (1) $ 500.00 0.10% 0.10%
Basic Checking** $ 5.00 (1) $ 500.00 0.08% 0.08%
50+ $ 5.00 (1) $ 1000.00 0.08% 0.08%
NOW Account** $ 5.00 (1) $ 500.00 0.08% 0.08%
Money Market** $ 2500 $ 0.01 0.15% 0.15%
Savings** $ 5.00 (1) $ 25.00 0.15% 0.15%
(1) Minimum to open account through the mail is $200
*The interest rates and annual percentage yields (APY) are subject to change daily at our discretion.
** fees could reduce the earnings on the account.
The APY assumes the interest paid will not be withdrawn.
If you close your account before the interest is paid, you will receive the accrued interest.
Interest begins to accrue on the business day of your deposit.

Retirement Accounts (IRA's) Minimum
Balance to
Open
Account
Minimum
Balance to
Obtain
APY
Interest
Rate
Annual
Percentage
Yield (APY)
Fixed Rate:
       
18 Month $ 500.00 $ 500.00 0.35% 0.35%
30 Month $ 500.00 $ 500.00 0.55% 0.55%
**The APY assumes the interest paid will not be withdrawn.
A penalty may be imposed for early withdrawals.
Interest is paid into the IRA annually.
Interest begins to accrue on the business day of your deposit.

Certificate of Deposit (CDs) Minimum
Balance to
Open Account
Minimum
Balance to
Obtain APY
Interest
Rate
Annual
Percentage
Yield (APY)
Fixed Rate:
       
30 Day $ 500.00 $ 500.00 0.15% 0.15%
91 Day $ 500.00 $ 500.00 0.15% 0.15%
182 Day $ 500.00 $ 500.00 0.20% 0.20%
12 Month $ 500.00 $ 500.00 0.30% 0.30%
18 Month $ 500.00 $ 500.00 0.35% 0.35%
30 Month $ 500.00 $ 500.00 0.55% 0.55%
60 Month $ 500.00 $ 500.00 1.10% 1.10%
**The APY assumes the interest paid will not be withdrawn.
A penalty may be imposed for early withdrawals.
Interest is paid into the IRA annually.
Interest begins to accrue on the business day of your deposit.
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