Questions? cont.

Why should you establish good credit?

• You may need good credit for obtaining a cell phone or rental car.
• To get your utilities connected.
• Good credit is important to secure financing when buying a home, furniture or a new car.
  
• Employers often check the credit rating of prospective employees. It becomes a part of your character assessment.
• You may be eligible to receive loans for your education.
• Someday you may need a good credit history to finance your own business.

Question: When can I receive a Visa Check/ATM Card?
Answer: You can apply for a Visa Check/ATM Card after establishing a checking or savings account with FSNB.

Question: Can you tell me my pin number over the phone?
Answer: No. A signature is required for a pin number to be sent out. If customer picked the pin number then a new card and pin must be issued.

Question: Can I have more than one ATM card?
Answer: No. Your only allowed one ATM card per person on the account. If you have more than one account you are allowed to have an ATM card for each account. (savings or checking)

Question: Can I order an ATM card for my son or daughter?
Answer: If your name is not on the account than you can not order an ATM card. However you can get information on how a new card can be issued.