Interest Bearing Accounts
Current rates for:
|
 |
Type of Account |
Minimum
Balance to
Open Account |
Minimum
Balance to
Obtain APY
|
|
Annual
Percentage
Yield (APY) |
|
Variable Rate: |
| Career Checking |
$ 5.00 (1) |
$ 500.00 |
0.25% |
0.25% |
| Basic Checking** |
$ 5.00 (1) |
$ 500.00 |
0.25% |
0.25% |
| 50+ |
$ 5.00 (1) |
$ 1000.00 |
0.50% |
0.50% |
| NOW Account** |
$ 5.00 (1) |
$ 500.00 |
0.50% |
0.50% |
| Money Market** |
$ 2,500 |
$ 0.01 |
1.25% |
1.26% |
| Savings** |
$ 5.00 (1) |
$ 25.00 |
1.20% |
1.21% |
| Select** |
$ 5.00 (1) |
$ 0.01 |
0.75% |
0.75% |
| Select** |
$ 5.00 (1) |
$ 50000.00 |
1.75% |
1.77% |
|
(1) Minimum to open account through the mail is $200
*Interest rates are subject to change daily.
** fees could reduce the earnings on the account.
The APY assumes the interest paid will not be withdrawn.
If you close your account before the interest is paid, you will receive the accrued interest.
Interest begins to accrue on the business day of your deposit. |
 |
| Fixed Rate |
| 18 Month |
$ 500.00 |
$ 500.00 |
1.95% |
1.95% |
| 30 Month |
$ 500.00 |
$ 500.00 |
2.15% |
2.15% |
|
**The APY assumes the interest paid will not be withdrawn.
A penalty may be imposed for early withdrawals.
Interest is paid into the IRA annually.
Interest begins to accrue on the business day of your deposit. |
 |
| Fixed Rate |
| 30 Day |
$ 500.00 |
$ 500.00 |
0.45% |
0.45% |
| 91 Day |
$ 500.00 |
$ 500.00 |
1.50% |
1.51% |
| 182 Day |
$ 500.00 |
$ 500.00 |
2.20% |
2.21% |
| 12 Month |
$ 500.00 |
$ 500.00 |
2.45% |
2.45% |
| 18 Month |
$ 500.00 |
$ 500.00 |
2.65% |
2.65% |
| 30 Month |
$ 500.00 |
$ 500.00 |
2.65% |
2.65% |
| 60 Month |
$ 500.00 |
$ 500.00 |
3.50% |
3.50% |
|
***The APY assumes the interest paid will not be withdrawn.
A penalty may be imposed for early withdrawals.
Interest will be paid at least annually (by check, by deposit into your checking or savings account or into the CD, IF the CD is maturing and renewing.
No funds may be added during the term.
If you cash a CD during the 10 day grace period, you will not receive interest accrued during those 10 days.
Interest begins to accrue on the business day of your deposit.
Competitive Loan Rates
Current loan rates for new cars and trucks
| 0-36 months |
5.513% APR* |
| 37-48 months |
5.761% APR* |
| 49-60 months |
5.910% APR* |
| **61-72 months |
6.257% APR* |
* Rates subject to change. Loans are subject to credit approval.
** $25,000.00 and higher
|
Sample Loans |
APR* |
Payment |
$18,000 for 36 months |
5.513% |
$543.53 |
$18,000 for 48 months |
5.761% |
$420.67 |
$18,000 for 60 months |
5.910% |
$347.15 |
$25,000 for 72 months |
6.257% |
$417.28 |
* Rates subject to change. Loans are subject to credit approval.
|
Loans are also available at competitive rates for boats, motorcycles, RV's, travel trailers, and used vehicles. E-Mail for more information or call us at 800-749-4583.
|
