The benefit of experience has never felt so good! This account has no monthly service charge when you receive a monthly recurring direct deposit. Whether you’ve moved into the digital age or not, this account has you covered in every aspect of banking! Benefits include fee-free cashier’s checks and money orders as well as one free box of standard checks every quarter, with unlimited check writing. Mobile banking, a free automated phone system, and live chat will keep you on top of your finances from whichever internet connected device you use. We have over 75 years of experience which means we’re prepared for just about anything. We are committed to assisting you with all your banking needs!
Only $5.00 to open account
Requirement:
- - An account holder must have reached the age of 50.
- - A monthly reoccurring direct deposit is required for the account to remain free
Fees:
- - A $6.50 maintenance fee will be imposed every monthly cycle there is no direct deposit to the account.
- - $2.00 fee for itemized paper statements (no fee if account is signed up for e-statements)
Benefits:
- - Fee free cashier’s checks
- - Fee free money orders
- - Standard personalized checks
(After $200 deposit has been met) - - Interest accrues on entire amount with minimum
balance of $1,000 - - No credit check
- - Free Basic Online Banking
- - Free Visa CheckCard with no monthly or annual fees
- - Unlimited check writing
- - No transaction fee when using FSNB ATMs
Additional Benefits:
- Live Chat via Online Banking 6 days a week
- 24/7 Automated Phone System to Account Information
- Live Customer Service 6 days a week
- Text Alerts
- Most branches are open 6 days a week
- Gallery Card Image Check Cards (Fees apply)
- Refer-A-Friend Program
Consider Advanced Checking and receive even more!
- Early Access to Direct Deposit
- Mobile Deposit* - Freeze and Unfreeze Visa checkcard
- Text Banking
*based on eligibility