FSNB checking and savings account rates

Routing Number: 103112675

Checking and Savings Rates

Checking Accounts

Interest Rate

Annual Percentage Yield (APY)(1)

Advanced Checking Minimum Balance to Open Account: $5.00 (2)
Minimum balance to earn Interest and obtain APY: $500.00
    0.05%     0.05%
50+ Minimum Balance to Open Account: $5.00 (2)
Minimum balance to earn Interest and obtain APY: $1,000.00
    0.05%     0.05%
Basic Minimum Balance to Open Account: $5.00 (2)
Minimum balance to earn Interest and obtain APY: $500.00
    0.05%     0.05%
Career Minimum Balance to Open Account: $5.00 (2)
Minimum balance to earn Interest and obtain APY: $500.00
    0.05%     0.05%

Cents-able Savings

Interest Rate

Annual Percentage Yield (APY)

  Minimum Balance to open account: $5.00
Minimum balance to earn Interest and obtain APY: $0.01
    7.00%     7.00%

Savings

Interest Rate

Annual Percentage Yield (APY)

  This is a tiered rate Account
Minimum Balance to open account: $5
Minimum balance to earn Interest and obtain APY: $25
     
Tier One Balances less than $5,000.00     0.30%     0.30%
Tier Two Balances $5,000.00 to $49,999.99     0.50%     0.50%
Tier Three Balances $50,000.00 or more     0.70%     0.70%

Certificate of Deposit (CDs)

Account Minimums

Interest Rate

Annual Percentage Yield (APY)(3)

30 Day Open Account: $500.00
Obtain APY: $500.00
    0.50%     0.50%
91 Day Open Account: $500.00
Obtain APY: $500.00
    0.50%     0.50%
182 Day Open Account: $500.00
Obtain APY: $500.00
    1.75%     1.75%
12 Months Open Account: $500.00
Obtain APY: $500.00
    2.25%     2.25%
18 Months Open Account: $500.00
Obtain APY: $500.00
    2.25%     2.25%
30 Months Open Account: $500.00
Obtain APY: $500.00
    2.50%     2.50%
60 Months Open Account: $500.00
Obtain APY: $500.00
    2.75%     2.75%
(1) The APY assumes the interest paid will not be withdrawn.
A penalty may be imposed for early withdrawals.
Interest will be paid at least annually by deposit into your checking or savings account or into the CD if the CD is maturing and renewing.
Interest begins to accrue on the business day of your deposit.

(2) Minimum to open account through the mail is $200.

(3) The APY assumes the interest paid will not be withdrawn.
The interest rates and annual percentage yields (APY) are subject to change daily at our discretion.
Fees could reduce the earning on the account.
If you close your account before the interest is paid, you will receive the accrued interest.
Interest begins to accrue on the business day of your deposit.
No funds may be added during the term.
If you cash a CD during the 10 day grace period, you will not receive interest accrued during those 10 days.