FSNB overdraft protection

Overdraft Protection is an overdraft limit that is automatically assigned to your account when you complete an Overdraft Protection Request form and establish a deposit relationship. This service can save you money on merchant fees should you make an honest mistake in your checkbook or if you should have an unexpected emergency. Overdraft Protection provides your account a limit of how much you can be overdrawn should you make an honest mistake in your expenses or faced with an unexpected emergency. There is no fee to simply have Overdraft Protection on your account, you are only charged if you use it. There is $20 overdraft fee, per transaction, that causes an overdrawn balance.

FSNB OVERDRAFT SHOULD NOT BE VIEWED AS AN ENCOURAGEMENT TO OVERDRAW YOUR ACCOUNT. AS ALWAYS, WE ENCOURAGE YOU TO MANAGE YOUR FINANCES RESPONSIBLY.